Terms & Conditions

Effective date: August 12, 2026

1. Acceptance

By using LendiingClubUSA, you agree to these Terms & Conditions. If you do not agree, do not use the website.

2. Independent Platform

LendiingClubUSA is an independent lead-generation and service-connection platform. Unless expressly stated otherwise, we are not a lender, bank, insurer, healthcare provider, government agency, debt-settlement company, or credit bureau.

3. No Guarantee

Submitting a form does not guarantee approval, eligibility, savings, coverage, a loan, a particular rate, or any other outcome. Offers and terms are determined by participating providers.

4. User Information

You agree to provide accurate information and to use the website only for lawful purposes.

5. Third-Party Providers

We may connect users with third-party providers or partners. Their services are governed by their own terms and privacy policies. We are not responsible for third-party products, services, rates, eligibility decisions, or representations.

6. Communications Consent

Where you provide consent, you authorize contact concerning your request through permitted communication channels. You may revoke marketing consent according to applicable law and the instructions provided in communications.

7. Intellectual Property

Website content, branding, graphics, and code are protected by applicable intellectual-property laws unless otherwise indicated.

8. Limitation of Liability

To the maximum extent permitted by law, the website is provided on an “as is” and “as available” basis, and we disclaim warranties not expressly provided in these terms.

9. Changes

We may modify these terms at any time by posting an updated version.

10. Contact

Questions may be sent to support@lendiingclubusa.com.